End User Guide > The Focus > Profitability Analysis Presentation > Waived Fees |
The Waived Fees page provides an overview of the waived fee data included in the next three pages. This data includes:
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If an institution does not waive or report waived fees, waived fee information does not appear within the Profitability Analysis Presentation. |
The Waived Fee Analysis Deposits Trend page displays the amount of fees waived as well as the percent of total fees waived for each of the last twelve quarters in a dual axis, double bar graph.
In this graph, the x-axis indicates the last twelve quarters. Each quarter along the x-axis contains two bars, which correspond with the waived fees and % waived fees. The left y-axis corresponds with the red bar and represents the total waived fee amount. The right y-axis corresponds with the beige bar and represents the % waived.
To the right of the graph, the Profitability Analysis Presentation provides commentary on the waived fees trend.
The Waived Fee Analysis Deposit Products page itemizes the current quarter's fees waived as well as the percent of total fees waived per deposit product.
In this graph, the x-axis indicates the institution's deposit products. Each product itemized in the x-axis contains two bars, which correspond with the waived fees and % waived fees. The left y-axis corresponds with the red bar and represents the total waived fee amount. The right y-axis corresponds with the beige bar and represents the % waived.
The Waived Fee Analysis data table displays the following:
Column | Description |
Category | Indicates the category which the deposit product belongs to. For example: consumer and commercial deposits |
Product | Indicates the product type. For example: Share Account and Money Market |
Waivable | Indicates the total fees assessed during the current quarter. |
Waived | Indicates the total fees waived during the current quarter. |
% Waived | Indicates the percent of fees waived as compared to the total amount of fees assessed. % Waived = Waived / Waivable |
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Negative values are indicated in parenthesis. |
The Waived Fee Analysis by Fee Type page itemizes the current quarter's fees waived as well as the percent of total fees waived according to the fee type.
In this graph, the x-axis indicates the institution's fee types. Each fee type itemized in the x-axis contains two bars, which correspond with the waived fees and % waived fees. The left y-axis corresponds with the red bar and represents the total waived fee amount. The right y-axis corresponds with the beige bar and represents the % waived.
The Waived Fee Analysis data table displays the following:
Column | Description |
Fee Type | Indicates type of fee assessed. For example: NSF and Returned Check Fee |
Waivable Fees | Indicates the total fees assessed during the current quarter. |
Waived | Indicates the total fees waived during the current quarter. |
% Waived | Indicates the percent of fees waived as compared to the total amount of fees assessed. % Waived = Waived Fees / Waivable Fees |
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Negative values are indicated in parenthesis. |